Vehicle Purchase

Open roads to vehicle ownership

Whether you have your heart set on purchasing a new or pre-owned car, this financial solution can help you make your dream of driving a different vehicle come true

Our Car Loan – Your Rules

We’re here to ensure your car purchase is stress-free, with conditions designed to if your needs

  • We customize the amount to suit you
    Amounts ranging from 3,000 euros to 15,000 euros turn your car dreams into reality

  • Your terms, your way
    Get peace of mind with a loan term of up to 60 months for your new car adventure

  • No hidden costs
    No disbursement fees mean you can maximize your loan amount without the extra cost

Drive Your Dreams: Car Loans Made Simple

Navigate the path to your ideal car effortlessly with our customized, transparent car loan solutions, designed for fast and stress-free approval

  • No Co-borrowers needed
    We believe in your unique financial path. Secure your car loan independently – no co-borrowers needed

  • Just you, your dreams, and your car loan
    We believe in you. No guarantor is needed to turn your car-buying dreams into a reality

  • Keep your journey moving
    your car serves as collateral, allowing you to continue driving while securing your loan for a convenient and efficient process

Loan Application Process: Step by Step

Experience an application process built on trust, efficiency, and your unique needs

  • 1

    Online Application
    When you apply online, our team will contact you, reaching out for identification verification and conducting a thorough credit history check to expedite your loan journey

  • 2

    Registration and Document Submission
    After validating your credit history the loan application will be processed for final assessment

  • 3

    Loan Approval and Contract Signing
    Upon approval, you will be invited to sign the loan contract and instantly receive your approved funds, making the process seamless

Start your application

Applying for a loan with us is a straightforward and convenient process


FINCA Kosovo Loan Rates And Conditions

FINCA Kosovo continues to champion financial inclusion by offering a wide range of products, including several specifically tailored to women, rural customers and others who traditionally have been underserved.

The Benefits of Applying Online

In today’s fast-paced digital era, the convenience and efficiency of online processes have revolutionized various aspects of our lives, including the way we apply for loans. Online loan applications offer a myriad of advantages and benefits.

Customer Success

“In preparation for the summer season, I required a loan to invest in my small tailor business. To my pleasant surprise, I received the loan swiftly, within the same day, and the documentation requirements were not as extensive as I had expected. My loyalty to FINCA extends beyond favorable loan conditions; it’s the exceptional staff at the branch where I got the loan that makes me want to remain a part of FINCA.” – Arta Kazazi – Shala

Frequently Asked Questions

ID Document and proof of address and may also depend on conditions filed by the client

Up to 15,000 euros

The maturity period ranges from 3 to 60 months

The loan processing time depends on the loan amount and specific conditions, but in most cases, funds are disbursed within the same day

Yes, the car is held as collateral

The distribution of the loan amount can be received by either the client or the car seller, contingent upon the terms of their agreement. This arrangement offers flexibility to both parties involved in the transaction

Your loan costs, which include annual interest rate, will be shared with you during the branch visit, as payables depend on loan amount, term, grace period and other conditions that will be defined during the meeting at our branch

We are always happy to talk!

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