Education and Development Loan

Supporting your student life journey

Achieve your success with our loan solution granting you financial freedom

Education is much easier than you think

Whether you’re dreaming of higher education, honing your skills through professional courses, or equipping yourself with the tools you need to succeed, our loan is here to make it all possible. Let it be your key to unlocking new horizons and achieving your academic and career goals:

  • Pursue higher education
    Whether at a private or public university.

  • Expand your skills
    Develop yourself by attending any professional course you want.

  • Get the gear you need
    Invest in education essentials like laptops, tablets, music instruments and more.

Our loan solution adapted to your needs

  • Loan Amount
    Up to 3,000 euros that matches your vision for success.

  • Loan term
    The term extending up to 48 months, so that you manage your expenses with ease.

  • Fees
    No disbursement fees – it means less costs for you.

  • Grace Period
    A 12-months grace period and no worry about immediate repayments.

  • Take cash, pay easy
    You can take cash up to 500 euros any time to pay your expenses.

Loan Application Process: Step by Step

Experience an application process built on trust, efficiency, and your unique needs

  • 1

    Online Application
    When you apply online, our team will contact you, reaching out for identification verification and conducting a thorough credit history check to expedite your loan journey

  • 2

    Registration and Document Submission
    After validating your credit history the loan application will be processed for final assessment

  • 3

    Loan Approval and Contract Signing
    Upon approval, you will be invited to sign the loan contract and instantly receive your approved funds, making the process seamless

Start your application

Applying for a loan with us is a straightforward and convenient process


FINCA Kosovo Loan Rates And Conditions

FINCA Kosovo continues to champion financial inclusion by offering a wide range of products, including several specifically tailored to women, rural customers and others who traditionally have been underserved.

Learning and Development Center

We offer free financial literacy training programs to equip entrepreneurs with the knowledge and skills needed to take control of their financial health and develop business communication skills.

Frequently Asked Questions

ID Document and proof of address and may also depend on conditions filed by the customer.

The maximum loan amount can reach up to 3,000 euros.

The maturity period typically spans up to 48 months.

Yes, parents can be the borrower for their children.

The loan processing time depends on the loan amount and specific conditions, but in most cases, funds are disbursed within the same day.

The requirement for collateral is contingent on the loan amount.

Your loan costs will be shared with you during the branch visit, as payables depend on loan amount, term, grace period and other conditions that will be defined during the meeting with our sales representative.

We are always happy to talk!

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