Women Loan

Empowering women with fast and flexible financing

With tailored financial solutions and dedicated support, we’re here to help you turn your aspirations into thriving enterprises.

Unlocking the doors to farming and businesses

Embrace growth, prosperity, and success with our tailored financial solutions and dedicated support.

  • The amount to suit you
    Take your agricultural or business projects to new heights with amounts up to €25,000.

  • Your terms, your way
    Enjoy the flexibility of a loan term extending up to 60 months, allowing you to manage your business journey with ease.

  • Extended Flexibility
    Start repaying after a fruitful harvest season with a 12-month grace period for agriculture or 6 months for business loans.

  • Hassle-Free Process
    Enjoy a hassle-free experience with no need for a Business Registration Certificate -for your convenience

Maximize Benefits with €5,000 Loans or Less

With a good credit history, you unlock bigger opportunities for your business or agriculture venture loan up to €5,000

  • Simple Lending
    Your borrowing journey is effortless with us, – no co-borrower needed

  • Peace of Mind
    Unlock your potential without locking away your assets – your vision matters.

  • Trust-Based Financing
    No Guarantee Required- We support your ambition without the burden of formal guarantees

  • Fast Processing
    This is a simple process that only requires your official ID -no need for extra paperwork.

Secure your future with Agro Window

Agro Window provides guarantees to cover the risk for loans in the agricultural sector

How It Works

  • If you run and Medium or Small Enterprise registered within the Kosovo Business Registration Agency (ARBK) or run a farm and possess a Farmer Registration Certificate with a Farm Identification Number (NIF) – this guarantee scheme AgroWindow will be offered to you.

  • The guarantees are provided for up to 60% of the agro loan principal.

  • The minimum loan amount is set at Euro 3,000

  • All agro loans covering working capital, fixed assets and capital investments will be part of the guarantee scheme with favorable conditions.

  • Interested in learning more about this? Call + 383 (0) 38 600 711, or visit the nearest branch of FINCA Kosovo.

Loan Application Process: Step by Step

Experience an application process built on trust, efficiency, and your unique needs

  • 1

    Online Application
    When you apply online, our team will contact you, reaching out for identification verification and conducting a thorough credit history check to expedite your loan journey

  • 2

    Registration and Document Submission
    After validating your credit history the loan application will be processed for final assessment

  • 3

    Loan Approval and Contract Signing
    Upon approval, you will be invited to sign the loan contract and instantly receive your approved funds, making the process seamless

Start your application

Applying for a loan with us is a straightforward and convenient process


FINCA Kosovo Loan Rates And Conditions

FINCA Kosovo continues to champion financial inclusion by offering a wide range of products. Loan solutions are specifically tailored to women, rural customers and people who traditionally were underserved.

Learning and Development for Women

Tools and knowledge to navigate the world of finance, making your aspirations a reality. Continue your journey here and learn more about registration and training.

Customer Success

“With the high demand for my handiwork during the season, I needed to upgrade my machinery for sewing in my small business. Opting for a loan at FINCA was the best decision due to the quick approval process, favorable loan conditions, and, most importantly, the amazing staff. Whenever I consider investing in my business, I will always choose to be a part of FINCA.” – Lumnije Kryeziu

“When it comes to selecting a financial institution, my choice will always be FINCA. It’s not just about the favorable loan conditions; it’s also about the consistently warm and professional staff who always treat me exceptionally well. Thanks to FINCA, I could invest in my small business, acquiring a larger oven that has not only expedited service to my aclients but also saved me valuable time.” – Fatime Karasella

Frequently Asked Questions

ID Document and proof of address and may also depend on conditions filed by the customer

The maximum loan amount can reach up to 25,000 euros, but this is subject to variation based on the loan product

The maturity period typically spans up to 60 months, yet it can vary depending on the specific loan product

The loan processing time depends on the loan amount and specific conditions, but in most cases, funds are disbursed within the same day

The necessity of a guarantor depends on the loan amount, specific loan product and credit history of the applicant

The requirement for collateral depends on the loan amount, specific loan product and credit history of the applicant

Your loan costs, which include annual interest rate, will be shared with you during the branch visit, as payables depend on loan amount, term, grace period and other conditions that will be defined during the meeting at our branch

We are always happy to talk!

Enter your phone number to speak (free call) with our staff