Micro Loan

Financial solution for positive change

We are here to support you change your livelihood

This is all about your financial independence!

Our vision is to ensure that everyone, regardless of income or background, has access to financial resources.

We created this solution to:

  • Facilitate financial inclusion
    For people whose average income is below 200 euros.

  • Foster Success
    All individuals using this loan facility will benefit from free trainings provided by FINCA Kosovo Learning and Development Center.

  • Empower communities
    Reach out to remote, rural areas of the country, give access to minorities.

Our loan solution adapted to your needs!

We understand the importance of financial autonomy. This personalized solution is more that a loan, it is tailored to your needs.

  • Loan amount
    Up to 1,000 euros to finance your goals.

  • Loan term
    Up to 60 months, allowing you to manage your expenses with ease.

  • Loan costs
    No disbursement fees – no any added pressure.

  • Training
    Free of charge training offered to help you better manage your finances.

Loan Application Process: Step by Step

Experience an application process built on trust, efficiency, and your unique needs

  • 1

    Online Application
    When you apply online, our team will contact you, reaching out for identification verification and conducting a thorough credit history check to expedite your loan journey

  • 2

    Registration and Document Submission
    After validating your credit history the loan application will be processed for final assessment

  • 3

    Loan Approval and Contract Signing
    Upon approval, you will be invited to sign the loan contract and instantly receive your approved funds, making the process seamless

Start your application

Applying for a loan with us is a straightforward and convenient process


FINCA Kosovo Loan Rates And Conditions

FINCA Kosovo continues to champion financial inclusion by offering a wide range of products, including several specifically tailored to women, rural customers and others who traditionally have been underserved.

Learning and Development Center

We offer free financial literacy training programs through the FINCA Learning and Development Center. The training sessions are designed to equip entrepreneurs with the knowledge and skills needed to take control of their financial health and develop their business communication skills.

Frequently Asked Questions

Applying for a loan with us is a straightforward and convenient process

ID Document and proof of address and may also depend on conditions filed by the customer.

You can take a loan from 100 euros to 1,000 euros.

The maturity period typically spans up to 60 months.

The loan processing time depends on the loan amount and specific conditions, but in most cases, funds are disbursed within the same day.

The requirement for collateral is contingent on the loan amount.

Your loan costs will be shared with you during the branch visit, as payables depend on loan amount, term, grace period and other conditions that will be defined during the meeting at our branch.

We are always happy to talk!

Enter your phone number for call back from our expert.