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Applying for a loan with us is a straightforward and convenient process
FINCA Kosovo Loan Rates And Conditions
FINCA Kosovo continues to champion financial inclusion by offering a wide range of products. Loan solutions are specifically tailored to women, rural customers and people who traditionally were underserved.
Learning and Development Center
We offer free financial literacy training programs through the FINCA Learning and Development Center. The training sessions are designed to equip entrepreneurs with knowledge and skills they need to take control of their financial health and improve business communication practices.
Customer Success
“In preparation for the summer season, I required a loan to invest in my small tailor business. To my pleasant surprise, I received the loan swiftly, within the same day, and the documentation requirements were not as extensive as I had expected. My loyalty to FINCA extends beyond favorable loan conditions; it’s the exceptional staff at the branch where I got the loan that makes me want to remain a part of FINCA.” – Arta Kazazi – Shala
Frequently Asked Questions
ID Document and proof of address and may also depend on conditions filed by the customer.
The maturity period typically spans for up to 60 months, yet it can vary depending on the specific loan product.
The loan processing time depends on the loan amount and specific conditions, but in most cases, funds are disbursed within the same day.
The necessity of a guarantor depends on the loan amount, specific loan product and credit history of the applicant.
The requirement for collateral depends on the loan amount, specific loan product and credit history of the applicant.
Yes, you can apply online or visit our branch close to your location.
Your loan costs, which include annual interest rate, will be shared with you during the branch visit, as payables depend on loan amount, term, grace period and other conditions that will be defined during the meeting at our branch.

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